Bank Branch Closures Scheduled Across Indian Cities From Oct 19 to 25 Amid Festive Week Bank branches nationwide will observe regional and weekend closures between October 19 and October 25 due to Durga Puja, Dussehra, and weekend rules. Check the day-by-day timetable. A prolonged operational pause is set to affect physical banking locations across various parts of India between October 19 and October 25. Festive observances including Durga Puja, Maha Ashtami, Maha Navami, and Dussehra, combined with mandatory weekend regulations, will result in branches remaining inaccessible for multiple consecutive days in several territories. Customers dealing with major lenders like State Bank of India, HDFC Bank, ICICI Bank, Punjab National Bank, Bank of Baroda, Canara Bank, Axis Bank, IndusInd Bank, and Yes Bank will need to schedule their in-person visits carefully around these designated operational breaks. Regulatory Framework Governing Banking Holidays The Reserve Bank of India coordinates the schedule of branch closures in consultation with regional state authorities, aligning closures with local cultural festivities, historical observances, and regional traditions. Because these designations are localized, banking facilities rarely shut simultaneously nationwide on ordinary weekdays, barring pan-India statutory holidays. However, uniform weekend closures apply on the second and fourth Saturdays alongside every Sunday. In this seven-day span spanning October 19 through October 25, the impact will be especially pronounced in Eastern and Northeastern hubs. Branches in Gangtok, Guwahati, Kochi, Kolkata, and Thiruvananthapuram will experience three straight days of closure, while the interruption extends across four unbroken days in Agartala. October 19 Closures: Regional Festivities Begin The week commences on Monday, October 19, with observances centered on Maha Ashtami, Maha Navami, Ayudha Pooja, Durga Ashtami, and Durga Puja across several Indian states. Physical branch transactions will be suspended in centers including Agartala, Aizawl, Bhubaneswar, Chennai, Guwahati, Hyderabad, Imphal, Itanagar, Kochi, Kohima, Kolkata, Patna, Ranchi, and Thiruvananthapuram. Given the cultural significance of Durga Puja throughout the eastern and northeastern belts, state administrative machinery and retail bank counters in these regions will not accept customer visits on this date. October 20 Closures: Widespread Dussehra Observance On Tuesday, October 20, Vijaya Dashami, Dasara, and allied observances take place throughout the nation. In accordance with central bank notifications, closures will cover an extensive network of municipal locations. Counters will remain closed in New Delhi, Mumbai, Lucknow, Kanpur, Bhopal, Raipur, Chandigarh, Jaipur, Shimla, Jammu, Srinagar, Dehradun, Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Guwahati, Hyderabad, Itanagar, Kochi, Kohima, Kolkata, Nagpur, Panaji, Patna, Shillong, Thiruvananthapuram, and Vijayawada. This represents the widest geographical shutdown of the festive cycle, covering major commercial hubs across central, northern, southern, and western India. October 21 to 23: Regional Ceremonies and Dasain The holiday roster continues into the middle of the week. On October 21, branch shutters will remain down for Maha Dashami and Durga Puja immersion ceremonies in cities such as Agartala, Bengaluru, Gangtok, Guwahati, Kochi, Kolkata, Shillong, and Thiruvananthapuram. Furthermore, communities in Sikkim observe the festival of Dasain with extended festivities. The central bank framework designates both October 22 and October 23 as official bank closures in Gangtok, bringing extensive downtime to institutional operations in the state capital. October 24 and 25: Mandatory Weekend Shutdown The seven-day timeframe concludes with standard statutory weekend closures across all Indian states. October 24 marks the fourth Saturday of the month. Under regulatory mandates effective since September 1, 2015, all public, private, foreign, cooperative, regional rural, and local area institutions observe complete closures on every second and fourth Saturday of a calendar month. The following day, October 25, is Sunday, an established weekly non-working day for all branch networks nationwide. Consequently, no branch-level business will occur on October 24 or 25 anywhere in India. While in-person teller operations, cheque processing, and document verifications will be temporarily suspended, consumers can continue utilizing automated teller machines, internet banking portals, and mobile payment interfaces uninterrupted. What this means for you Physical branch operations will face significant disruption, though digital payments and remote channels will function normally. • Cheque Clearance: Regional branch closures will delay cheque settlement and demand draft issuance by two to four days. Ensure essential vendor payments or deadline-sensitive transfers are finalized ahead of October 19. • Counter Cash Operations: In-person bulk cash withdrawals and counter deposits will be completely unavailable on designated off-days. Rely on automated teller machines and cash deposit kiosks for regular liquidity requirements. • Digital Transactions: Online banking, UPI services, and mobile applications will remain accessible round the clock without pause. Use electronic fund transfers for immediate financial settlements. • Branch Paperwork and Lockers: Loan disbursements, locker access, and physical KYC verifications cannot be processed while branches are closed. Plan any mandatory desk paperwork for regular working days following the holidays. Why this happened A series of major regional festivals combined with mandatory weekend regulations created this week-long span of rolling bank closures. • Festive Observances: Festivals such as Maha Ashtami, Maha Navami, Dussehra, and Durga Puja carry national significance, prompting the central bank to authorize holiday closures based on regional calendar traditions. • Regional Cultural Importance: States including West Bengal, Assam, Tripura, and Sikkim celebrate Durga Puja and Dasain over extended days, necessitating sequential holidays in those local jurisdictions. • Fourth Saturday Mandate: Regulations established by the central bank since September 2015 require all commercial and regional banks to observe complete operational shutdown on every fourth Saturday. • Standard Sunday Closure: The sequence culminates on October 25, which falls on a Sunday, an automatic non-working day for all financial branches across the country. Questions & Answers 1. Why are banks observing closures from October 19 to October 25? The closures are due to festive occasions including Durga Puja, Maha Navami, and Dussehra, alongside the scheduled fourth Saturday and Sunday holidays. 2. Will all bank branches be shut on October 24? Yes, October 24 is the fourth Saturday of the month, which is a mandatory nationwide holiday for all banks in India. 3. Which cities will experience three or four consecutive days of bank closures? Agartala will see four consecutive days of closures, while Gangtok, Guwahati, Kochi, Kolkata, and Thiruvananthapuram will experience three consecutive days. 4. Will digital banking and ATMs function during this holiday period? Yes, automated teller machines, internet banking portals, and UPI payment channels will continue to operate normally. https://trendkia.com/en/business/aktubara-19-se-25-ke-bicha-banks-men-lnbi-chhuttiyan-shakha-jane-se-pahale-dekhen-apane-shahara-ka-pura-calendar-49309 TrendKia — Har trend, sabse pehle.