{
  "type": "article",
  "title": "Bank Holidays on September 22, 23 and 25: Check Affected States and Full Schedule",
  "summary": "Bank branches will remain shut on September 22, 23, and 25 in selected regions including Jharkhand, Jammu and Kashmir, and Sikkim due to regional festivals and observances.",
  "content": "Bank customers planning branch visits during the final week of September 2026 should verify regional schedules before heading out, as banking services will remain partially suspended in selected states. Branch operations in specific areas will observe holidays on September 22, September 23, and September 25 on account of traditional festivals and historic anniversaries. However, these closures are purely regional, leaving regular financial services operational across the majority of the country.\n\nKarma Puja Closure in Jharkhand on September 22\nBranches throughout Jharkhand will observe a holiday on September 22, 2026, marking the regional festival of Karma Puja. The festival holds significant cultural and traditional importance across Jharkhand and adjacent regions, prompting full closure of banking counters. Physical desk services such as manual cash deposits, draft issuances, passbook printing, and administrative submissions will be unavailable on that day. Customers can nonetheless rely on automated digital platforms. Unified Payments Interface services, mobile applications, net banking, and automatic teller machines will continue operating uninterrupted for daily payment needs.\n\nJammu and Srinagar Branches to Shut on September 23\nOn the very next day, September 23, banking institutions in Jammu and Srinagar will keep their doors closed in commemoration of the birth anniversary of Maharaja Hari Singh Ji. Administrative offices and retail branches belonging to public and private sector banks in both divisions will halt in-person activities. Customers seeking urgent physical services, including cheque clearances, physical account updates, locker operations, or paper documentation, must defer their plans to the subsequent working day.\n\nIndrajatra Holiday in Sikkim on September 25\nThe regional holiday calendar continues further into the week on September 25, 2026, when bank branches across Sikkim remain closed for the celebration of Indrajatra. The socio-religious festival is observed widely across the Himalayan state, bringing financial and administrative counters to a temporary halt. Account holders in Sikkim need to organize any mandatory branch visits around this pre-announced closure.\n\nNormal Banking Operations Across the Rest of India\nFinancial operations in major states outside these regions will experience no interruption whatsoever. States such as Delhi, Uttar Pradesh, Bihar, Maharashtra, and Rajasthan will observe standard working days on September 22, September 23, and September 25. All regular transaction counters, documentation desks, and branch services will operate under ordinary business hours in these unaffected territories.\n\nWhat this means for you\nBranch visits will face regional interruptions in three territories, while nationwide digital payment rails will remain active.\n\n• In Jharkhand: Physical bank counters will stay shut on September 22 due to Karma Puja celebrations. Residents should conduct fund transfers and balance withdrawals through mobile banking or ATMs.\n• In Jammu and Srinagar: Branches will halt counter transactions on September 23 for Maharaja Hari Singh Ji's birth anniversary. Cheque presentations and documentation verification must wait until the next formal working day.\n• In Sikkim: Banking locations will observe an official holiday on September 25 for the Indrajatra festival. Account holders needing in-person counter assistance should finish critical filings beforehand.\n• Across other states: Locations including Delhi, Uttar Pradesh, Bihar, Maharashtra, and Rajasthan will maintain ordinary operational schedules. Customers in these regions can carry out transactions and branch procedures without disruption.\n\nWhy this happened\nThese targeted banking closures stem from regional festival calendars and historical commemorations specific to individual states.\n\n• Regional Anniversaries and Festivals: The closures correspond to Karma Puja in Jharkhand on September 22, the birth anniversary of Maharaja Hari Singh Ji in Jammu and Srinagar on September 23, and Indrajatra in Sikkim on September 25. Each territorial administration designates official non-working days for these local events.\n• State-Specific Banking Calendars: Aside from national holidays, commercial banking networks align their local operational schedules with regional festivities. Consequently, normal branch routines continue unaffected in states where these festivals are not observed.\n• Online Continuity Protocols: Financial institutions maintain continuous automated clearing and electronic payment channels during territorial desk closures. This ensures that personal transfers and merchant transactions remain executable despite physical branch shutdowns.\n\nQuestions & Answers\n\n1. Where will bank branches remain closed on September 22, 2026?\nBank branches will remain closed only in Jharkhand on September 22 on account of Karma Puja.\n\n2. Why are banks closed in Jammu and Srinagar on September 23?\nBranches in Jammu and Srinagar will be closed to observe the birth anniversary of Maharaja Hari Singh Ji.\n\n3. What is the reason for the bank holiday in Sikkim on September 25?\nBanks across Sikkim will observe a holiday on September 25, 2026, due to the Indrajatra festival.\n\n4. Will ATMs and UPI services function during these state-specific holidays?\nYes, electronic services such as ATMs, UPI, mobile applications, and internet banking will function normally.\n\n5. Are bank branches closed in Delhi, Uttar Pradesh, or Bihar on September 22 and 23?\nNo, branches in Delhi, Uttar Pradesh, Bihar, Maharashtra, and Rajasthan will remain open as usual.",
  "url": "https://trendkia.com/en/business/jharkhand-jammu-kashmir-aura-sikkim-men-bnda-rahenge-bainka-cheka-karen-chhuttiyon-ki-puri-lista-35960",
  "category": "Business",
  "publishedAt": "2026-09-21",
  "tags": [
    "Bank Holidays",
    "September 2026 Bank Holidays",
    "Jharkhand Bank Closure",
    "Karma Puja",
    "Maharaja Hari Singh Jayanti",
    "Sikkim Indrajatra",
    "Banking News"
  ],
  "language": "en",
  "site": "TrendKia"
}