Before The Monsoon Hits, Rajasthan Is Handing Farmers A Stack Of Benefits, And Missing The Deadline Could Cost Them

As the monsoon nears and Rajasthan's farmers gear up for kharif sowing, the government is running several schemes covering equipment subsidies, crop insurance, direct cash support, irrigation grants, free soil testing and cheap loans, and farmers who do not apply in time risk losing out on substantial benefits.

The moment monsoon clouds gather over Rajasthan, the fields spring to life. Farmers throw themselves into ploughing, picking improved seeds and arranging fertiliser for the kharif sowing. Yet one part of this preparation often slips through the cracks, namely having accurate and timely knowledge of government farming schemes. Thanks to coordination between the central and state governments, the state runs a number of programmes that lower the cost of cultivation and also shield farmers financially when the weather turns hostile. The catch is simple: the benefit reaches only those who apply on time.

Heavy Subsidy On Farm Machinery, Costly Equipment At Cheaper Rates
To make farming less laborious and less expensive, the Rajasthan government offers farmers a large discount on the purchase of agricultural equipment. The scheme covers a range of machines such as tractor operated implements, seed drills, rotavators, cultivators, power tillers and modern spray machines. The amount of the grant is fixed according to the farmer's category, which means small, marginal or woman farmers receive support set for their respective class. The upshot is that equipment which is expensive in the open market becomes affordable, saving farmers a great deal of both labour and time in their field work.

Pradhan Mantri Fasal Bima Yojana: A Shield Against Disaster
The monsoon's mood is rarely reliable. Excessive rain and flooding one day, drought, hailstorms or pest attacks the next, any of these can wreck a crop. To guard against such natural blows, the Pradhan Mantri Fasal Bima Yojana acts like a shield. The agriculture department advises farmers to insure their crops either at the time of sowing or within the prescribed deadline. The advantage is that if a disaster destroys the crop, proper compensation helps the farmer recover the financial loss.

Samman Nidhi And Grants On Irrigation
Under the state's Mukhyamantri Kisan Samman Nidhi Yojana, eligible farmers in the state receive extra financial help. This money goes straight into their bank accounts so that immediate needs like seeds and fertiliser can be met without hindrance. The government is equally active on water conservation. Heavy grants are being given on drip (drop by drop) irrigation and the sprinkler (fountain) system. These techniques, which water a larger area with less water, save water while also improving crop quality.

Soil Testing And Low Cost Credit
The foundation of a good yield rests on the health of the field's soil. Under the Soil Health Card scheme, the agriculture department tests the soil of farmers' fields free of cost. The card tells the farmer which nutrient the land is lacking, allowing the use of urea or other fertilisers in exactly the right measure and saving on cost. In addition, through cooperative banks farmers are provided crop loans (KCC) for farming work at very low interest rates or with an interest waiver.

Improved Seeds And Expert Advice Before Sowing
During the monsoon the agriculture department distributes certified and improved varieties of seeds to farmers at concessional rates. Alongside this, the department's agricultural supervisors and experts visit villages from time to time to explain weather forecasts, sound crop management, organic farming and disease control measures. Experts repeatedly point out that most schemes have a fixed last date for applications. So as soon as the monsoon begins, farmers should visit their nearest e-Mitra centre or agriculture office and apply according to their eligibility, so that the full benefit reaches them on time and no opportunity is lost.

What this means for you
• Across India: Farmers nationwide can tap central schemes like crop insurance, free soil testing and low interest KCC loans by applying on time, cutting both the cost and the risk of farming.
• In Rajasthan: Farmers in the state can get heavy subsidies on farm machinery, direct money under the Mukhyamantri Kisan Samman Nidhi and grants on drip and sprinkler systems, provided they apply at an e-Mitra centre or agriculture office as soon as the monsoon begins.

Questions & Answers

1. Which equipment is covered under the farm machinery subsidy in Rajasthan?
It covers tractor operated implements, seed drills, rotavators, cultivators, power tillers and modern spray machines, with the grant fixed according to the farmer's category, namely small, marginal or woman farmers.

2. By when should farmers insure their crops?
According to the agriculture department, farmers should insure their crops under the Pradhan Mantri Fasal Bima Yojana either at the time of sowing or within the prescribed deadline.

3. How does the Soil Health Card help farmers?
It provides a free test of the field's soil, telling the farmer which nutrient the land lacks so that fertilisers can be used in exactly the right amount, saving on cost.

4. Where can farmers apply for these schemes?
Farmers can apply according to their eligibility at their nearest e-Mitra centre or agriculture office, and should do so as soon as the monsoon begins because many schemes have a fixed last date.

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