# UP Puts Up to ₹11.80 Lakh Behind Your 10-Cow Desi Dairy, Plus a Bank Loan to Cover the Rest

> Under the Mini Nandini Krishak Samriddhi Yojana, the Uttar Pradesh government is offering up to ₹11.80 lakh, half the cost, to set up a 10-cow dairy of Sahiwal, Gir or Tharparkar breeds, with a bank loan arranged for most of the remaining amount.

**Type:** article · **Category:** Business · **Published:** 2026-07-01 · **Source:** TrendKia
**Canonical:** https://trendkia.com/en/business/10-desi-gayon-ki-deyari-para-up-sarakara-ka-bara-danva-11-80-lakha-taka-anudana-aura-bainka-lona-ki-suvidha-3812 · **Language:** English
**Tags:** Mini Nandini Krishak Samriddhi Yojana, Nand Baba Dugdh Mission, dairy subsidy, UP government scheme, desi cow rearing, Sahiwal Gir Tharparkar, dairy loan, animal husbandry

If you have dreamed of running your own dairy but a shortage of capital keeps holding you back, the Uttar Pradesh government's Mini Nandini Krishak Samriddhi Yojana could open the door. The scheme offers substantial financial help to set up a small dairy unit of 10 desi cows. The catch is that the support comes only if you build your dairy around indigenous breeds, namely Sahiwal, Gir or Tharparkar. Run under the Nand Baba Dugdh Mission, the scheme pegs the total cost of a 10-cow unit at ₹23.60 lakh.

Of that total, the government will pay 50 percent, up to a maximum of ₹11.80 lakh, as a subsidy. Put simply, half the money is the government's and the other half is yours.

## Money Worries Covered by a Loan
If you cannot arrange your full share, there is no need to panic. Out of the remaining half, 35 percent can be borrowed as a bank loan, which means you only have to organise 15 percent of the cost from your own pocket. The cow you buy for the dairy must have calved for the first or second time, and no more than 45 days should have passed since it gave birth. On top of that, an ear tag and insurance for every cow are mandatory.

## Who Can Apply
To claim the benefit, a few conditions must be met.

- **Experience:** The applicant must have at least 3 years of experience in rearing cows or buffaloes, and this experience has to be verified by the Chief Veterinary Officer.
- **Land:** You need at least 0.20 acre for the dairy infrastructure and 0.80 acre to grow green fodder. The land can be your own, ancestral, or held on a 7-year registered lease, and it must not be prone to waterlogging.

## Who Will Not Get the Benefit
If you have already availed yourself of the government's Kamdhenu Yojana, the Mini or Micro Kamdhenu Yojana, the Nandini Krishak Samriddhi Yojana under the Nand Baba Dugdh Mission, or the Mukhyamantri Swadeshi Gau-Samvardhan Yojana, you will not be eligible for this scheme.

## How to Apply
The application process is meant to be online. But until the official online portal is fully up and running, the offline route stays open as well. For that, you will have to submit your form at the office of your district's Chief Development Officer (CDO) or the Chief Veterinary Officer, either in person or by registered post. If applications exceed the target number, beneficiaries will be picked through an E-Lottery.

## Subsidy in Two Instalments
The subsidy will be released in two simple stages. The first instalment arrives once the dairy's basic infrastructure, such as the shed, is ready, and 25 percent of the grant is issued at this point. After the cows are purchased, the remaining 25 percent is handed to the beneficiary. To keep corruption in check, the government will send the entire subsidy amount straight to the beneficiary's Aadhaar-linked bank account through Direct Benefit Transfer (DBT).

## What this means for you
- **Across India:** Anyone planning a dairy should note that this scheme specifically promotes indigenous breeds, so financial help comes only if you go with Sahiwal, Gir or Tharparkar cows.
- **In Uttar Pradesh:** Livestock farmers in the state get half the ₹23.60 lakh unit cost from the government, can raise 35 percent through a bank loan, and need to put in just 15 percent themselves, making it possible to start a dairy even with limited capital.

## Questions & Answers

### 1. What is the Mini Nandini Krishak Samriddhi Yojana?
It is an Uttar Pradesh government scheme under the Nand Baba Dugdh Mission that provides financial help to set up a small dairy unit of 10 desi cows.

### 2. How much subsidy does the scheme offer?
The total cost of a 10-cow unit is ₹23.60 lakh, of which the government gives 50 percent, up to a maximum of ₹11.80 lakh, as a subsidy.

### 3. Which cow breeds qualify for this help?
The support is available only for a dairy of indigenous Sahiwal, Gir or Tharparkar breed cows.

### 4. What if you don't have the full amount of money?
You can get 35 percent of your share as a bank loan and only need to arrange 15 percent from your own pocket.

### 5. What are the eligibility conditions?
The applicant needs at least 3 years of verified experience in rearing cows or buffaloes, 0.20 acre of land for the dairy, and 0.80 acre for growing green fodder.

### 6. Who is not eligible for the scheme?
Those who have already availed the Kamdhenu, Mini or Micro Kamdhenu, Nandini Krishak Samriddhi, or Mukhyamantri Swadeshi Gau-Samvardhan Yojana will not qualify.

### 7. How and when is the subsidy paid?
It is paid in two instalments, the first 25 percent when the shed and basic structure are ready and the remaining 25 percent after buying the cows, sent directly to the Aadhaar-linked bank account via DBT.

### 8. Where and how do you apply?
The process is online, but until the portal launches you can submit the form at the district Chief Development Officer's or Chief Veterinary Officer's office, in person or by registered post.

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