EPS-95 Pensioners Can Now Submit Digital Life Certificate at Home for Free: Check Process and Rules EPS-95 pensioners can now submit their annual Digital Life Certificate from home without any service fee through a special arrangement between EPFO and IPPB. Pensioners covered under the Employees' Pension Scheme, 1995 can now complete their annual Digital Life Certificate submission right from their residences without incurring any service charges, thanks to a collaborative arrangement between the Employees' Provident Fund Organisation and India Post Payments Bank. This initiative eliminates the need for elderly citizens to visit bank branches or offices, as the associated costs are fully borne by the organisation. Agreement Timeline and Rollout According to the Ministry of Labour and Employment, the formal Memorandum of Understanding between the Employees' Provident Fund Organisation and India Post Payments Bank was signed on November 3, 2025. The doorstep service officially commenced on December 1, 2025, and a comprehensive circular detailing the operational rollout was subsequently issued by the organisation on January 9, 2026. Eligible pensioners can request a scheduled visit by postal personnel to complete the necessary biometric verification. Step-by-Step Submission Process The doorstep submission mechanism follows a structured protocol for eligible individuals • Step One: Pensioners can dial the customer care number 033-22029000 to request a doorstep visit, or alternatively reach out to their local postman, Gramin Dak Sevak, or visit the nearest post office for assistance. • Step Two: Individuals must keep their Aadhaar details and Pension Payment Order information ready for verification, allowing the postal worker to check due dates and relevant pension records. • Step Three: The postal employee uses an authorized doorstep banking device to execute the Digital Life Certificate generation via Aadhaar-based face authentication or fingerprint biometric verification. • Step Four: Following submission, the Employees' Provident Fund Organisation verifies the details against standard operating procedures to ensure compliance before final approval under the free arrangement. • Step Five: Pensioners should retain the generated acknowledgement or reference details to confirm successful acceptance, noting that a physical visit or attempted submission alone does not guarantee automatic approval. Required Documents and Details Prior to the scheduled visit by postal staff, applicants should ensure they have their Aadhaar number, pension-disbursing agency details, and the mobile number linked to their pension records readily available. What this means for you This doorstep facility brings major relief to elderly citizens by eliminating travel and wait times for annual life certificate submissions. • Across India: Eligible EPS-95 pensioners nationwide can utilize postal doorstep services to complete their annual verification without leaving their homes. This saves elderly individuals from physical strain and long queues at bank branches. • Zero Service Fee: Pensioners do not have to pay any charges for this doorstep submission since the Employees' Provident Fund Organisation bears all associated costs. This removes financial friction for retirees relying on fixed monthly pensions. • Document Readiness: Individuals must keep their Aadhaar card and Pension Payment Order information accessible during the postal visit to ensure smooth biometric authentication. Having these details ready prevents failed or delayed submission attempts. • Verification Confirmation: A physical visit or attempted submission does not automatically guarantee approval, so applicants must retain their acknowledgement reference numbers to verify final clearance. Why this happened The doorstep digital life certificate initiative was introduced to alleviate the logistical and physical burdens faced by elderly retirees during annual verification periods. Navigating bank branches or offices often poses severe challenges for aged or mobility-impaired individuals. • Expanding Reach: Leveraging India Post Payments Bank and rural postal networks allows authorities to deliver essential financial services directly to remote households. • Formal Partnership: The Memorandum of Understanding signed between EPFO and IPPB on November 3, 2025, established the official framework for this nationwide rollout. • Cost Absorption: To prevent any financial deterrent, the Employees' Provident Fund Organisation decided to fully absorb the service fees incurred during postal visits. • Technology Integration: Utilizing Aadhaar-based biometric and face authentication ensures secure identity verification without requiring specialized hardware at home. Questions & Answers 1. Who provides the doorstep Digital Life Certificate service for EPS-95 pensioners? The service is provided under a special arrangement between EPFO and IPPB. 2. Is the doorstep Digital Life Certificate service completely free? Yes, eligible pensioners do not have to pay any service fee as EPFO bears the cost. 3. How can pensioners request a doorstep visit? Pensioners can call IPPB customer care at 033-22029000, contact their local postman, or visit the nearest post office. 4. What documents are required for the submission? Pensioners need their Aadhaar number, Pension Payment Order information, and the registered mobile number. 5. When did this facility become effective? The facility became effective on December 1, 2025. 6. What authentication methods are used by the postal employees? Postal workers use Aadhaar-based face authentication or fingerprint biometric authentication. https://trendkia.com/en/guides/eps-95-pensioners-can-now-submit-digital-life-certificate-at-home-for-free-check-process-and-rules-51358 TrendKia — Har trend, sabse pehle.