{
  "type": "article",
  "title": "RBI Holds Repo Rate Steady at 5.25%, Raises Inflation Forecast to Near 6%",
  "summary": "The RBI held the repo rate steady at 5.25 percent but raised its inflation forecast to near 6 percent, while keeping the growth projection unchanged at 6.6 percent.",
  "content": "The Reserve Bank of India kept the repo rate unchanged at 5.25 percent after its three day Monetary Policy Committee meeting concluded on Wednesday, even as the central bank sounded a fresh note of caution on inflation.\n\nWhy the repo rate was left untouched\nAll six members of the committee, led by Governor Sanjay Malhotra, voted to hold the rate steady at the meeting held in New Delhi. That means EMIs on home loans, car loans and other borrowings will neither ease nor rise for now. The central bank had already been holding rates steady for some time, signalling it wants to keep borrowing costs stable while it watches how the economy responds to current pressures.\n\nInflation forecast raised to near 6 percent\nGovernor Sanjay Malhotra said the central bank has had to raise its inflation projection to around 6 percent, up from its earlier estimate. The shift reflects how price pressures have built up in recent months, and suggests inflation could remain a key concern for the RBI in the months ahead.\n\nGrowth forecast held steady at 6.6 percent\nDespite pressure from both global markets and the domestic economy, the RBI kept its growth forecast for the current financial year unchanged at 6.6 percent. That suggests the central bank remains confident about the pace of India's economic expansion even as it navigates the inflation challenge.\n\nWhat this means for you\n• For borrowers: With the repo rate unchanged, EMIs on home loans, car loans and personal loans will neither fall nor rise for now.\n• On everyday budgets: The higher inflation forecast means prices of everyday goods could stay under pressure in the coming months, squeezing household budgets.\n• For savers and investors: With rates staying steady, returns on fixed deposits and savings schemes are also likely to remain largely unchanged for now.\n\nQuestions & Answers\n\n1. What decision did the RBI take on the repo rate?\nThe RBI kept the repo rate unchanged at 5.25 percent.\n\n2. Who led the MPC meeting?\nGovernor Sanjay Malhotra led the meeting of the six member Monetary Policy Committee.\n\n3. What is the RBI's new inflation forecast?\nThe RBI raised its inflation forecast to around 6 percent.\n\n4. What is the growth forecast for the current financial year?\nThe RBI kept its growth forecast unchanged at 6.6 percent.\n\n5. How will the steady repo rate affect EMIs?\nSince the repo rate is unchanged, EMIs on home and car loans will stay the same as before for now.\n\n6. When did the MPC meeting conclude?\nThe three day MPC meeting concluded on Wednesday.",
  "url": "https://trendkia.com/en/market/repo-reta-men-koi-badalava-nahin-rbi-ne-barhaya-mahngai-ka-anumana-13829",
  "category": "Market",
  "publishedAt": "2026-08-05",
  "tags": [
    "Repo Rate",
    "RBI",
    "MPC",
    "Inflation Rate",
    "GDP Growth",
    "Sanjay Malhotra",
    "Monetary Policy"
  ],
  "language": "en",
  "site": "TrendKia"
}