{
  "type": "article",
  "title": "Bank of Baroda 555-Day FD Yields Up To 7.35% Interest, Check Rates and Investment Limits",
  "summary": "Bank of Baroda offers attractive interest rates ranging from 6.75% to 7.35% on its 555-day fixed deposit tenure. Check the breakdown for regular, senior, and super senior citizens on deposits up to 3 crore rupees.",
  "content": "Bank of Baroda, one of India's prominent public sector lenders, is offering competitive interest rates on its fixed deposit (FD) accounts for retail customers. For term deposits under 3 crore rupees, the bank provides annual interest rates ranging from 3.50 percent to 7.35 percent across a wide array of tenures. Investors can open a fixed deposit account for a minimum period of 7 days up to longer durations. Among the various deposit windows available, the bank's specialized 555-day term deposit scheme stands out as a highly attractive option, delivering strong guaranteed returns across different age demographics.\n\n \n\nDetailed Interest Rate Structure for 555-Day Fixed Deposits\n\nUnder the 555-day special term deposit option, Bank of Baroda delivers interest yields spanning between 6.75 percent and 7.35 percent per annum. The applicable interest rates are segmented based on the depositor's age category. General depositors aged up to 59 years earn an annual interest rate of 6.75 percent on this tenure. Senior citizens aged 60 years and above receive an enhanced payout of 7.25 percent per annum. Meanwhile, super senior citizens aged 80 years and above secure the highest return of 7.35 percent on their 555-day deposits. The bank has established a maximum investment cap allowing customers to deposit up to 3 crore rupees under this specific scheme.\n\n \n\nSpecial Rate Premiums for Senior and Super Senior Citizens\n\nBank of Baroda extends additional interest rate benefits to its elder customer base compared to regular depositors. As per bank guidelines, senior citizens receive a 0.50 percent interest rate premium over the standard rates offered to general depositors across fixed deposit accounts. Furthermore, super senior citizens aged 80 years or older enjoy an extra 0.10 percent interest boost over the regular senior citizen rates on select fixed deposit tenures. This structured pricing mechanism helps elderly citizens generate higher risk-free income from their accumulated savings.\n\n \n\nJune Interest Rate Revision and Impact of Reserve Bank of India Guidelines\n\nThe state-owned lender updated its fixed deposit interest rates earlier this year in the month of June. Financial institutions across the Indian banking ecosystem calibrate their term deposit interest rates in accordance with the monetary policy stances and benchmark repo rates announced by the Reserve Bank of India (RBI). Consequently, central bank monetary adjustments play a pivotal role in determining the interest rates offered by commercial banks on fixed deposit schemes.\n\nWhat this means for you\n• For Depositors: Investors locking in funds up to 3 crore rupees in Bank of Baroda's 555-day fixed deposit can secure guaranteed annual returns between 6.75% and 7.35%.\n\n  - For Senior Citizens: Individuals aged 60 and above can benefit from an additional 0.50% rate boost to earn 7.25% annually.\n\n  - For Super Senior Citizens: Depositors aged 80 and above can maximize their yield with the highest available rate of 7.35% per annum on this tenure.\n\nQuestions & Answers\n\n1. What interest rates does Bank of Baroda offer on its 555-day FD scheme?\nBank of Baroda offers 6.75% per annum for regular depositors, 7.25% for senior citizens, and 7.35% for super senior citizens on its 555-day fixed deposit.\n\n2. What is the maximum investment limit for Bank of Baroda's 555-day FD tenure?\nDepositors can invest up to a maximum limit of 3 crore rupees under Bank of Baroda's 555-day fixed deposit scheme.\n\n3. How much additional interest do senior citizens get compared to regular customers?\nBank of Baroda provides senior citizens with an additional 0.50% interest rate premium over general customer rates.\n\n4. What extra interest rate premium is provided to super senior citizens?\nSuper senior citizens aged 80 years and above get an extra 0.10% interest rate premium over senior citizen rates on select tenures.\n\n5. What is the minimum tenure for opening a fixed deposit account with Bank of Baroda?\nFixed deposit accounts at Bank of Baroda can be opened for a minimum tenure starting from 7 days.\n\n6. When did Bank of Baroda last revise its fixed deposit interest rates?\nBank of Baroda last revised its term deposit interest rates in the month of June this year.",
  "url": "https://trendkia.com/en/money/bank-of-baroda-ki-555-dinon-ki-ephadi-para-mila-raha-7-35-taka-byaja-janen-jama-sima-aura-daren-22555",
  "category": "Money",
  "publishedAt": "2026-08-26",
  "tags": [
    "Bank of Baroda",
    "FD Interest Rates",
    "Fixed Deposit",
    "Senior Citizen FD",
    "Banking News",
    "Fixed Deposit Return"
  ],
  "language": "en",
  "site": "TrendKia"
}