# Interest Lands in Lakhs of EPF Accounts: Four Simple Ways to Confirm Yours Has Arrived

> EPFO has begun crediting the financial year 2025-26 interest to lakhs of EPF accounts. Here is how to check your balance and interest through the portal, the UMANG app, SMS and Passbook Lite.

**Type:** article · **Category:** Money · **Published:** 2026-07-16 · **Source:** TrendKia
**Canonical:** https://trendkia.com/en/money/lakhon-epf-khaton-men-pahuncha-byaja-ka-paisa-ina-chara-tarikon-se-ghara-baithe-karen-pakki-jancha-8136 · **Language:** English
**Tags:** EPFO interest, EPF passbook, UMANG app, UAN, EPF balance check, financial year 2025-26, Passbook Lite, PF account

There is welcome news for salaried workers across the country. EPFO has started crediting the financial year 2025-26 interest into lakhs of EPF accounts. Naturally, the one question on every member's mind right now is whether that interest has actually landed in their own account. The good part is that you do not need to visit any office or stand in a queue to find out. Sitting right at home, using nothing more than your phone or computer, you can check your passbook and full balance through four different methods. Let us walk through each one in plain, simple terms.

## Checking Your Passbook On The EPFO Portal
The most reliable route is EPFO's official Member Passbook portal. Start by opening the portal and logging in. During login you will need your Universal Account Number, or UAN, along with your password and the captcha shown on screen. As you proceed, an OTP is sent to the mobile number linked with your Aadhaar. Enter that OTP and you are straight inside your account. From there, click on the 'View Passbook' option to see your latest balance. This same screen also tells you clearly whether the financial year 2025-26 interest has been credited to your account or is still pending.

## Getting Details On The UMANG App
For those who prefer to handle everything on their phone, the UMANG app is the most convenient option. First, log in with your credentials and then link your UAN to the app. Once that is done, you can view your EPF balance, your monthly contributions, past transactions and the updated passbook directly within the application. For people who do not have access to a laptop or computer, this method turns out to be the quickest and easiest.

## A Quick SMS Does The Job Too
EPF members whose UAN is activated and linked with their mobile number can also check their interest and account details through the SMS service. All you need to do is send an SMS in the prescribed EPFO format to the number 7738299899. Once the message goes through, you receive details of your latest contribution, available balance and KYC status. What makes this handy is that the service is offered in several Indian languages, so you can read the information in the language you are most comfortable with. It is an especially useful option for anyone who would rather avoid the internet or an app altogether.

## The Lighter, Faster Passbook Lite Option
EPFO also offers another facility called Passbook Lite. It is meant for members who want to see only the essential information quickly, without spending too much time. To use it, first log in to the EPFO passbook service. Then select the Passbook Lite option. Here you get a neat summary of your contributions, withdrawals and balance information, all in one place. This option is particularly handy for account holders who repeatedly need just the overall figures rather than the entire detailed statement.

## How To Stay Worry-Free About Your Money
By choosing any one of these four methods, you can confirm within minutes whether the interest has been deposited into your EPF account. Keep one thing in mind at all times: to use any of these services smoothly, your UAN must be active and linked to your mobile number. Only then will the OTP and SMS facilities work without any hiccups, letting you easily track the interest earned on your hard-earned savings.

## What this means for you
- **Across India:** Lakhs of salaried EPF members can now check from home, through the portal, the UMANG app, SMS or Passbook Lite, whether the financial year 2025-26 interest has reached their account.
- **Keep in mind:** These services work only if your UAN is active and your mobile number is linked with Aadhaar and your account, otherwise the OTP and SMS facilities will not function.

## Questions & Answers

### 1. Which accounts have received the interest?
EPFO has started crediting the financial year 2025-26 interest into lakhs of EPF accounts.

### 2. How many ways are there to check the interest and balance?
There are four ways: the EPFO Member Passbook portal, the UMANG app, the SMS service and Passbook Lite.

### 3. What is needed to log in on the portal?
You need your UAN, password and the captcha shown on screen, after which you log in using the OTP sent to your Aadhaar-linked mobile number.

### 4. Which number should the SMS be sent to?
An SMS in the prescribed EPFO format has to be sent to 7738299899, which returns your latest contribution, balance and KYC status.

### 5. Is the SMS service only in English?
No, the service is available in several Indian languages, so you can get the information in the language you prefer.

### 6. What is Passbook Lite?
It is an EPFO facility where, after logging in, you select the Passbook Lite option to view a summary of your contributions, withdrawals and balance in one place.

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