# SBI Special 444-Day FD Yields Up to 7.05% Interest for Senior Citizens: Check Full Rate Breakdown > State Bank of India (SBI) offers attractive interest rates of up to 7.05% per annum for senior and super senior citizens under its 444-day Amrit Vrishti FD scheme for deposits below Rs 3 crore. **Type:** article · **Category:** Money · **Published:** 2026-08-13 · **Source:** TrendKia **Canonical:** https://trendkia.com/en/money/sbi-ki-444-dina-vali-vishesha-fd-men-varishtha-nagarikon-ko-7-05-taka-byaja-janen-sabhi-daron-ki-puri-janakari-16380 · **Language:** English **Tags:** SBI, Fixed Deposit, Amrit Vrishti, Senior Citizens, Interest Rates, State Bank of India, Personal Finance State Bank of India (SBI), the country's largest public sector lender, operates a range of fixed deposit (FD) options engineered to provide secure and guaranteed returns for its vast customer base. Among these financial instruments, the 444-day special tenure scheme, marketed as Amrit Vrishti, has emerged as a highly preferred choice for conservative investors across India. For retail term deposits under Rs 3 crore, the bank offers structured interest rates tailored across different age categories, including general depositors, senior citizens, and super senior citizens. This fixed-term deposit product delivers competitive yields without exposing principal capital to market volatility or economic uncertainty. ## Detailed Breakdown of 444-Day FD Interest Rates For domestic term deposits under Rs 3 crore committed for a 444-day tenure, State Bank of India provides annual interest rates ranging between 6.45% and 7.05%. The specific interest slabs structured by age bracket are as follows - **General Citizens (Up to 59 Years):** Retail depositors up to 59 years of age receive an annual interest rate of 6.45% on their 444-day investment. - **Senior Citizens (Aged 60 to 79 Years):** Investors within the 60 to 79 age group earn an annual return of 6.95% on this tenure. - **Super Senior Citizens (Aged 80 Years and Above):** Elderly depositors aged 80 years or older receive the highest annual yield of 7.05% under this specialized deposit plan. ## Additional Interest Benefits for Elderly Depositors To enhance financial stability for senior citizens, State Bank of India extends a premium of 0.50% (50 basis points) over the base rate offered to general customers. Furthermore, super senior citizens aged 80 and above gain an additional 0.10% over the senior citizen tier. Consequently, super senior depositors earn a total premium of 0.60% compared to standard retail depositors seeking risk-free capital growth and steady interest payouts. ## Rates Effective Since December 2025 Revision These interest rates follow the bank's last comprehensive revision of domestic fixed deposit interest rates, which took place in December 2025. The yields offered on the 444-day Amrit Vrishti scheme have remained continuously in effect since that December 2025 update without further alterations or downward adjustments for existing depositors. ## SBI Posts Q1 Consolidated Net Profit of Rs 24,113 Crore In addition to its retail deposit structure, State Bank of India recently published its official financial results for the first quarter (April to June quarter) of the financial year 2026-27. The banking giant logged a 13.73 percent year-on-year increase in its consolidated net profit, reaching Rs 24,113 crore. By comparison, SBI registered a net profit of Rs 21,201.47 crore in the corresponding June quarter of FY 2025-26 and Rs 19,642.87 crore in the preceding quarter ended March 2026, demonstrating sustained momentum in earnings growth and core operational income. **Disclaimer:** This overview is provided strictly for informational purposes and does not constitute financial or investment advice. Investors should consult a certified financial advisor before finalizing any investment decisions. ## What this means for you - **Across India:** The 444-day FD scheme presents a low-risk, guaranteed investment route for depositors seeking reliable wealth growth. - **For Senior and Super Senior Citizens:** Elderly investors benefit from an additional interest premium of 0.50% to 0.60% over standard rates, strengthening their fixed income streams. ## Questions & Answers ### 1. What interest rate does SBI offer to senior citizens on its 444-day FD? Senior citizens aged 60 to 79 years receive an annual interest rate of 6.95% under the 444-day FD scheme. ### 2. What is the highest interest rate available for super senior citizens on SBI's 444-day FD? Super senior citizens aged 80 years and above earn the maximum annual interest rate of 7.05% on the 444-day tenure. ### 3. What is the interest rate for general citizens under SBI's 444-day scheme? General depositors up to 59 years of age receive an annual interest rate of 6.45% for the 444-day fixed deposit. ### 4. Since when have these 444-day FD rates been effective at SBI? These interest rates have been effective since State Bank of India's last deposit rate revision in December 2025. ### 5. What was SBI's consolidated net profit for Q1 of FY 2026-27? SBI logged a consolidated net profit of Rs 24,113 crore for the first quarter (April-June) of FY 2026-27, up 13.73% year-on-year. --- _TrendKia — Har trend, sabse pehle.. Machine-readable view; canonical HTML at the URL above._