{
  "type": "article",
  "title": "From a Small Grocery Shop to His Own Oil Mill: How the PMFME Scheme Turned Shivpuri's Sanjeev Jain Into a ₹60,000-a-Month Entrepreneur",
  "summary": "Backed by a loan of nearly ₹9.90 lakh and a 35 percent subsidy, Shivpuri's Sanjeev Jain set up the ‘Ayanshi Oil Mill’ and now earns ₹60,000 a month while employing three local people.",
  "content": "For anyone dreaming of self-employment but unsure how to take the first step, a story from Shivpuri in Madhya Pradesh offers a real-world blueprint. Sanjeev Jain, a resident of Nawab Saheb Road, once ran an ordinary grocery store. Today he owns the ‘Ayanshi Oil Mill’ and pockets a clean income of ₹60,000 every month. Behind that leap lies hard work paired with a government scheme that arrived at the right moment.\n\nWhen the Grocery Store Stopped Adding Up\nSanjeev's beginnings were modest. Before all this, he managed a small kirana store on Nawab Saheb Road. Despite long hours and constant effort, the shop simply wasn't generating the kind of income needed to support a family and grow the business. That worry pushed him to start looking for a better path.\n\nIn that search, he reached out to Girraj Ojha, the district resource person of the Horticulture Department. That single conversation became the turning point in Sanjeev's life.\n\nThe PMFME Scheme Opened a New Door\nGirraj Ojha walked Sanjeev through the central government's ‘Pradhan Mantri Sukshma Khadya Udyog Unnayan Yojana’ (PMFME) in detail. Once he understood what the scheme offered, Sanjeev wasted no time. He took a loan of roughly ₹9 lakh 90 thousand from Indian Overseas Bank, Shivpuri.\n\nThe biggest advantage of the scheme turned out to be the subsidy: he received up to 35 percent off on the loan he had taken. With that capital, he laid the foundation of his ‘Ayanshi Oil Mill’ on Nawab Saheb Road, completing his journey from grocery shopkeeper to business owner.\n\n₹60,000 in Net Monthly Income and Jobs for Three\nToday, Sanjeev's enterprise keeps climbing. His oil mill brings in an average net income of ₹60,000 every month. Yet the most striking part of the story isn't his own earnings. By hiring 3 local people at his unit, he has opened up employment for others as well.\n\nSanjeev's Message to Young People\nDrawing on his own experience, Sanjeev Jain has a clear message for the youth. He says the self-employment schemes run by the Madhya Pradesh government are highly affordable and genuinely rewarding. He urges young people to step forward, make the most of these government schemes, and aim to become job creators rather than job seekers. His success stands as proof that with the right guidance and timely government support, anyone can travel from zero to the top on the strength of their own effort.\n\nWhat this means for you\n• Across India: Small traders and aspiring entrepreneurs can use the PMFME scheme to take a loan for a food-processing unit and claim a subsidy of up to 35 percent.\n• In Shivpuri: Local youth can approach the district resource person of the Horticulture Department for details and guidance to launch their own unit under the scheme.\n\nQuestions & Answers\n\n1. How much loan did Sanjeev Jain take to start his business?\nHe took a loan of roughly ₹9 lakh 90 thousand from Indian Overseas Bank, Shivpuri.\n\n2. Which scheme helped him and how much subsidy did he get?\nUnder the central government's PMFME scheme, he received a subsidy of up to 35 percent on his loan.\n\n3. How much is Sanjeev Jain earning each month now?\nHe earns an average net income of ₹60,000 every month from his Ayanshi Oil Mill.\n\n4. How many people has his unit employed?\nHe has provided employment to 3 local people at his unit.",
  "url": "https://trendkia.com/en/success-stories/kirane-ki-dukana-se-yala-mila-taka-pmfme-yojana-ne-badali-shivapuri-ke-snjiva-ja-1137",
  "category": "Success Stories",
  "publishedAt": "2026-06-16",
  "tags": [
    "PMFME scheme",
    "Sanjeev Jain success story",
    "Ayanshi Oil Mill",
    "Shivpuri self employment",
    "Indian Overseas Bank loan",
    "35 percent subsidy",
    "Madhya Pradesh self employment scheme"
  ],
  "language": "en",
  "site": "TrendKia"
}