How a 10 Lakh Loan Helped Priya Devi Build a 35 Lakh Flour Mill Business in Bihar Priya Devi from Utari Daulatpur in Jehanabad turned a 10 lakh rupees government loan into a thriving flour mill business. Starting two years ago with just 20,000 rupees, her enterprise now generates an annual turnover of 35 lakh rupees. A remarkable story of female entrepreneurship is unfolding in the Jehanabad district of Bihar, where government incentives and personal determination have reshaped a family's financial future. Priya Devi, formerly a homemaker residing in Utari Daulatpur, has transformed herself into a successful business owner. By availing of a state government scheme administered by the Department of Industries, she established a flour and bran grinding mill. Her venture has not only elevated her family's standard of living but has also demonstrated how rural women can transition from seeking employment to creating jobs. The Initial Spark and Government Assistance Reflecting on her past, Priya Devi shares that she used to spend her days entirely occupied with routine household tasks, often wondering how to make meaningful use of her time. The turning point came when her husband proposed the idea of establishing an industrial processing unit. Encouraged by his suggestion, she approached the local Department of Industries to explore available assistance. Through a government self-employment initiative, she successfully secured a loan of 10 lakh rupees, which provided the necessary funding to launch her flour mill two years ago. Scaling from 20,000 Investment to a 35 Lakh Turnover The journey began on a modest scale, with Priya Devi investing a starting capital of barely 20,000 rupees alongside the loan funds. Through consistent effort, quality focus, and efficient distribution, the business quickly gained momentum. Within two years, the small grinding mill expanded into a major supplier of flour and bran across local markets in Jehanabad and neighboring districts. Today, the business achieves an impressive annual turnover of 35 lakh rupees, proving the viability of micro-enterprises in rural India. Modern Automated Operations and Daily Production To maintain high productivity, the unit utilizes advanced automated machinery that handles most of the heavy processing work efficiently. The mill currently produces up to 2 quintals of processed goods every day. While the automated systems perform most of the grinding tasks, Priya Devi and her husband personally oversee operations regularly to ensure consistent product quality and address any equipment issues immediately. Her husband works alongside her day and night, managing administrative and logistical responsibilities. Creating Local Jobs and Inspiring Rural Women Priya Devi credits her business growth to a guiding philosophy: while seeking a job benefits only oneself and one's immediate family, becoming an employer spreads prosperity throughout the local community. Guided by this principle, her enterprise currently provides regular employment to 2 other individuals from the area. Comparing her present routine to her previous lifestyle, she notes that while she once struggled to find productive ways to pass the time, she now manages a bustling, round-the-clock enterprise that serves as a inspiration for women across Bihar. What this means for you Across India: Government credit and loan schemes are enabling rural citizens and women to establish sustainable micro-businesses. In Bihar: Women in districts like Jehanabad are stepping beyond domestic roles to create local employment opportunities through agro-processing units. Questions & Answers 1. Who is Priya Devi and where is she from? Priya Devi is a successful woman entrepreneur residing in Utari Daulatpur village in the Jehanabad district of Bihar. 2. How did Priya Devi start her flour mill business? She started her flour mill two years ago by taking a 10 lakh rupees loan from the Department of Industries along with an initial investment of 20,000 rupees. 3. What is the current turnover of Priya Devi's business? Within two years of operation, her business achieved an annual turnover of 35 lakh rupees. 4. What is the daily production capacity of her flour mill? Her automated mill processes up to 2 quintals of flour and bran daily. 5. How many people are employed at Priya Devi's flour mill? In addition to Priya Devi and her husband, the enterprise provides employment to 2 other individuals. Inspiration & Lessons Inspiration & Lessons: • Leveraging Government Schemes: Proactively seeking information and applying for government loans can overcome initial capital constraints. • Family Collaboration: Combining ideas and joint effort with family members creates a strong foundation for business growth. • Starting Small and Scaling Up: Even a tiny initial investment of 20,000 rupees can grow into a 35 lakh turnover through perseverance. • Job Creation Mindset: Aiming to generate jobs for others multiplies positive social impact within the local community. https://trendkia.com/en/success-stories/sarakari-lona-se-khari-ki-ata-chakki-bihar-ki-priya-devi-ne-do-sala-men-hasila-kiya-35-lakha-ka-tarnaovara-14681 TrendKia — Har trend, sabse pehle.