Seven Arrested in Ghaziabad for Rs 40 Lakh Cyber Scam Involving Fake Insurance Policies Police in Ghaziabad have dismantled a cyber fraud ring accused of stealing over Rs 40 lakh through counterfeit insurance policies promoted via search ads, arresting seven suspects. An interstate cyber fraud syndicate that allegedly deceived insurance buyers out of their savings using online search promotions and fabricated documents has been busted in Uttar Pradesh. A joint operation carried out by the Crime Branch and the Cyber Crime police station in Ghaziabad led to the apprehension of seven individuals connected to the racket. Initial findings indicate that the group has defrauded unsuspecting policyholders of over Rs 40 lakh so far. Those taken into custody have been identified as Neeraj Bhati, Neeraj Solanki, Vikram Singh, Nitin, Sushil Kumar, Rahul Kumar, and Vikrant Singh. During the raid, investigators recovered 4 mobile phones, 2 ATM and debit cards, 2 chequebooks, one bank passbook, and Rs 3000 in cash. Plot Hatched Behind Prison Walls Interrogation of the suspects revealed unexpected origins of the criminal operation. The primary mastermind directing the network has been identified as Deepak Khanna, also known by the alias DJ. Originally a resident of Ghaziabad, Khanna had shifted his base to Uttarakhand. His association with co-accused Rahul Kumar originated while both were serving time inside Dasna Jail in Ghaziabad. Following their release from prison, the two conspired to launch a structured cyber fraud racket to generate quick income. Deploying Tactics Learned at an Illicit Call Centre The network gained operational expertise through other syndicate members, namely Neeraj Bhati, Neeraj Solanki, and Vikrant Singh. The trio previously worked at a call centre based in Delhi, where they gained firsthand experience in deceiving individuals under the pretext of insurance renewal. After law enforcement conducted a raid on that Delhi facility, the three fled to evade custody. Rahul subsequently introduced them to Deepak Khanna, integrating their call-handling methods into the broader scam. Deceptive Search Ads and Fabricated Certificates The group relied on an elaborate sequence of steps to ensnare prospective victims. Operatives generated fraudulent email addresses and placed promotional adverts via Google Ads impersonating reputed insurance companies. When vehicle and health policyholders seeking renewals phoned the contact numbers displayed in these advertisements, callers were promised substantial discounts on their premium amounts. Once money was deposited into the syndicate's bank accounts, the suspects used photo editing software to create counterfeit policy certificates and emailed them to the customers. Commission Structure for Procuring Bank Accounts To obscure the financial paper trail, the network enlisted outside accounts through monetary incentives. Accused Vikram Singh, known as Vicky, disclosed during questioning that he lured acquaintances into opening bank accounts and forwarded the credentials to Deepak Khanna. For this facilitator role, Vicky received a 5 percent cut of the defrauded amount, while the actual account holder was also paid a 5 percent commission. Alongside his personal accounts, Vicky supplied a total of 6 accounts belonging to associates Nitin and Sushil. Complaints Surface Across Multiple States Investigating officers noted that the syndicate had been operating continuously over the past 4 months. Records on the National Cyber Crime Reporting Portal (NCRP) show multiple cases registered against this network by victims residing in states such as Kerala and Jharkhand. A single mobile number registered to Neeraj Bhati alone has been flagged in numerous complaints originating from Kerala. Law enforcement teams are continuing their probe into supplementary bank accounts, financial transactions, and additional accomplices, while actively tracking the fugitive ringleader Deepak Khanna. What this means for you This fraudulent operation highlights the rising danger of deceptive search engine promotions targeting insurance customers seeking policy renewals. • Across India: Never transfer insurance renewal premiums through arbitrary phone numbers discovered via online search ads. Always complete policy renewals directly on verified official websites or through registered branch offices. • In Ghaziabad: District law enforcement has dismantled an active seven-member cell, reducing immediate risks from this network. Residents who recently purchased policies via unverified digital contacts should verify their policy status with issuers. • Caution on Discount Offers: Unusually steep discounts on statutory insurance premiums are standard red flags used by cybercriminals. Always check policy authenticity and premium rates directly with your insurer before transferring funds. • Protect Your Bank Accounts: Never allow third parties to use your personal bank accounts, chequebooks, or debit cards in exchange for cash commissions. Renting or selling account access makes the account holder legally liable as a co-conspirator in cyber fraud. Why this happened The fraudulent operation succeeded by combining prison-based criminal coordination, deceptive digital ad placements, and illicit call centre sales scripts. Perpetrators exploited online renewal searches by posing as legitimate insurance agencies. • Inmate Coordination: Ring leader Deepak Khanna and associate Rahul Kumar crossed paths while incarcerated at Dasna Jail. Following their release, they formulated a collaborative blueprint to run large-scale financial scams. • Prior Call Centre Training: Accused operatives Neeraj Bhati, Neeraj Solanki, and Vikrant had previously worked at an unverified call centre in Delhi. They leveraged specialized sales scripts and deceptive tactics mastered during that stint. • Search Engine Exploitation: The network ran fraudulent Google Ads using the branding of reputable insurance providers. Unsuspecting policyholders seeking renewal options mistook these sponsored numbers for legitimate helplines. • Commission-Based Bank Mule Network: Intermediary Vikram Singh procured 6 mule accounts belonging to associates Nitin and Sushil by offering a 5 percent cut, providing safe conduits for routing the stolen money. Questions & Answers 1. How many cyber fraud suspects were arrested in Ghaziabad? A joint team from the Ghaziabad Crime Branch and the Cyber Crime police station arrested seven individuals. 2. How much money did the syndicate steal from victims? Investigating officers confirmed that the group defrauded victims of more than Rs 40 lakh using fake insurance policies. 3. What method did the accused use to target policyholders? They published fraudulent Google Ads impersonating major insurers and lured callers by offering steep discounts on policy renewals. 4. Who is the alleged mastermind of the racket and where is he located? The racket's leader is Deepak Khanna, alias DJ, originally from Ghaziabad and currently residing in Uttarakhand. 5. What items did the police seize from the suspects? Authorities recovered 4 mobile phones, 2 ATM and debit cards, 2 chequebooks, one bank passbook, and Rs 3000 in cash. 6. Were complaints against this gang filed in other Indian states? Yes, complaints against the syndicate have been recorded on the national cyber portal from states including Kerala and Jharkhand. https://trendkia.com/en/uttar-pradesh/bima-navinikarana-men-chhuta-ke-nama-para-nalaina-dhokhadhari-ghaziabad-men-sata-loga-daboche-gae-45449 TrendKia — Har trend, sabse pehle.