Hero Splendor Plus continues to hold the position of the top-selling commuter motorcycle in the Indian market, catering to riders looking for reliable everyday travel. In Delhi, the motorcycle currently carries an initial ex-showroom price of Rs 77,339. For buyers planning to bring home this machine on a tighter budget, straightforward financing plans make ownership accessible without requiring full upfront cash payment.
Breakdown of On-Road Pricing in Delhi
Starting from an ex-showroom tag of Rs 77,339 in the national capital, buyers need to factor in mandatory road registration charges and coverage. The RTO fee amounts to Rs 7,733, while the insurance premium adds roughly Rs 6,018 to the purchase bill. Consequently, the total on-road price of the bike settles at Rs 91,090. These numbers can vary slightly across different cities, dealership networks, local RTO jurisdictions, and chosen insurance service providers.
Financing Calculation with Rs 20,000 Down Payment
Opting to pay an initial down payment of Rs 20,000 leaves a balance of Rs 71,090 to be funded through a two-wheeler vehicle loan. With a sound credit score, financing can generally be secured at an annual interest rate of around 10 percent. Under a two-year repayment horizon spanning 24 months, the borrower will need to make monthly installment payments of Rs 3,280.
Over the entire 24-month loan tenure, the cumulative interest incurred comes to approximately Rs 7,641. Factoring in the initial down payment, principal borrowing, and accrued interest, the overall ownership cost through this financing route totals Rs 98,731. Exact interest charges and loan clearance terms depend directly on individual monthly income levels and official credit scores.
Chassis, Design Elements, and Everyday Utility
Built as a durable and practical commuter, the bike sports a time-tested silhouette featuring a boxy rectangular headlamp unit, offering halogen illumination on the base trim and an LED setup with H-shaped DRL on the XTEC 2.0 variant. The exterior is completed with clean body graphics, a long single-piece seat, and a sturdy tubular double cradle frame. It rides on 18-inch alloy wheels wrapped in 80/100-18 tubeless tyres, supported by a 5-step adjustable rear suspension system.
Braking responsibilities are managed by 130 mm drum brakes equipped with an Integrated Braking System (IBS). A ground clearance of 165 mm, a manageable seat height of 785 mm, and a lightweight kerb weight of 112 kg ensure hassle-free maneuvering through heavy traffic. Upgraded XTEC variants introduce contemporary additions, including a digital instrument cluster, Bluetooth pairing, a USB charging port, a side-stand indicator, and hazard lighting functions.
Powertrain, Engineering Specifications, and Fuel Economy
Powering the two-wheeler is a 97.2 cc air-cooled, 4-stroke, single-cylinder OHC engine. This powerplant churns out approximately 8 PS of power along with 8.05 Nm of peak torque, paired with a 4-speed gearbox and programmed fuel injection. The engine also integrates i3S idle stop-start technology to minimize unnecessary fuel burn during frequent stops. The motorcycle delivers an officially claimed fuel efficiency of 70 kmpl and comes fitted with a 9.8-litre fuel tank.
