In Chhattisgarh's Surguja district, women are demonstrating how small financial interventions can yield major economic transformation. Maya Biswas, a resident of Ambikapur, has overcome severe household financial constraints by turning to maize cultivation. Her journey highlights the potential of rural self-help initiatives in fostering true economic self-reliance among women in the region.
Securing the Micro-Loan for Agricultural Expansion
Facing tight financial conditions at home, Maya decided to join the Kali Mai Self-Help Group. She secured a small loan of Rs 17,000 from the group to fund her initial agricultural venture. Utilizing this micro-capital, she invested in maize farming, acquiring quality seeds and necessary inputs. Her dedicated field labor soon yielded a strong harvest, generating a steady stream of revenue for her family.
Direct Doorstep Sales and Cost Reductions
One major advantage of Maya's maize farming enterprise is her distribution model. Buyers collect the harvested corn directly from her doorstep, eliminating the need for her to commute to central agricultural markets. This hassle-free arrangement saves considerable travel expenses and frees up valuable time, allowing her to invest more effort back into her household and farm operations.
Stepping Up to Become a Lakhpati Didi
Before connecting with the self-help group and the Jai Bihan initiative, economic stability seemed far out of reach for Maya's family. Today, the income generated from maize sales has reinforced her family's financial security. Expressing satisfaction with her progress, Maya believes that accessible micro-loans empower women to take control of their livelihoods. Through continuous hard work, she is now well on her way toward achieving 'Lakhpati Didi' status while setting an encouraging example for women in her community.



















